So, here is a classic argument with an insurance adjuster:
Lawyer: Plaintiff has had constant neck pain for over a year since the accident. They had no problems prior. Nothing seems to help them.
Adjuster: The pictures of the vehicles show minimal property damage. Your client couldn’t have suffered more than a sprain or strain. I’ll offer them $500 as the full value of their claim.
And for a long time, the biomechanical evidence seemed to be on the adjuster’s side. Low impact accidents generally don’t break bones, and proving that the disc problems of anyone over the age of 25 were caused by an auto accident is difficult to impossible, given the plethora of orthopedic experts willing to testify regarding how common disc degeneration is. But I have learned, through a recent deposition of an orthopedic expert and avconversation with one of our biomechanical experts, the following things:
There is much more information on this topic out there on the web. This post is a heads up to my colleagues in the plaintiff’s bar and to anyone suffering from long term neck pain to look into it further
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